1. Acceptance and scope

These Terms of Service govern access to and use of the Odeon Kapitals website, account, trading workspace, portfolio tools, funding workflows, support services, and related products operated by ODEON KAPITAL AG.

By creating an account or using a service that requires acceptance, you confirm that you have reviewed and accepted the current version of these Terms. The Privacy Policy and Risk Disclosure form part of the account relationship. Additional product terms apply only when the corresponding product is offered and accepted.

2. Eligibility

To use the services, you must:

• Be at least 18 and meet the legal age required in your jurisdiction
• Have legal capacity to enter into binding agreements
• Be permitted to use the requested service under applicable law
• Provide accurate, complete, and current account information
• Complete required identity, suitability, or source-of-funds checks
• Use the account only for yourself unless written authorization provides otherwise

Access may be unavailable or restricted based on jurisdiction, verification status, product eligibility, risk controls, or legal requirements.

3. Account registration and security

3.1 Account information

You are responsible for the accuracy of information submitted through registration, verification, profile, funding, and support workflows. Changes that may affect eligibility or identity verification should be reported promptly.

3.2 Credentials and access

You must protect passwords, authentication codes, recovery information, and devices used to access the account. Multi-factor authentication is available in account security settings and should be enabled where appropriate.

You must promptly notify support of suspected unauthorized access. You may not share, transfer, sell, or allow another person to operate your account.

4. Platform services

The platform may provide market information, order-entry tools, portfolio records, account funding, withdrawals, news, analytics, staking, and fixed-term products. Availability depends on account status, jurisdiction, provider availability, and product configuration.

Market information may be delayed, incomplete, or supplied by third parties. It is provided for platform use and does not constitute investment, legal, tax, or financial advice.

5. Orders, positions, and transactions

You are responsible for reviewing an instruction before submission, including the instrument, direction, amount, order type, leverage, displayed price, and available cost information.

Orders may be rejected, delayed, partially completed, cancelled, or executed at a different available price because of market movement, liquidity, validation, risk limits, provider availability, or technical conditions. A submitted instruction is not guaranteed to execute.

Platform records of accepted instructions, balances, and account events are the operational record of activity, subject to correction of clear technical or clerical errors.

6. Funding, withdrawals, and fees

6.1 Deposits and withdrawals

Funding instructions must use the account details and transfer reference shown for the applicable request. A request is not credited until receipt and settlement are confirmed. Withdrawals may be subject to identity checks, available balance, reserved funds, open obligations, fraud review, processing limits, and product-specific restrictions.

6.2 Costs

Any fee, spread, financing cost, conversion cost, service charge, or product cost that applies to a transaction or product should be reviewed where it is displayed before confirmation. Costs may vary by instrument, account, provider, currency, or product term.

No fee that is not presented or otherwise agreed should be inferred solely from this document.

7. Staking and fixed-term products

Staking and fixed-term products may involve lock periods, unbonding periods, early-exit restrictions, variable rewards, provider risk, protocol risk, and tax consequences. Displayed projections are estimates rather than guaranteed returns.

The selected product terms, asset, amount, rate, duration, maturity treatment, and withdrawal conditions shown before confirmation apply in addition to these Terms.

8. Prohibited conduct

You may not:

• Use the platform for unlawful, fraudulent, abusive, or deceptive activity
• Manipulate markets, prices, platform controls, promotions, or account records
• Circumvent identity, sanctions, funding, withdrawal, security, or risk controls
• Provide false documents or misleading account information
• Access another account or share credentials
• Probe, disrupt, reverse engineer, scrape, or automate the platform except through expressly authorized interfaces
• Introduce malicious code or interfere with service availability
• Infringe intellectual-property or privacy rights

9. Intellectual property

The platform, software, design, content, logos, and Odeon Kapitals brand are owned by or licensed to ODEON KAPITAL AG. No ownership right is transferred to a user.

You may use the platform only for its intended personal or authorized business purpose. Copying, republishing, modifying, distributing, or commercially exploiting protected material requires prior permission unless applicable law permits otherwise.

10. Risk and no advice

Trading and yield products involve risk, including loss of capital. You are responsible for determining whether a service or product is appropriate for your circumstances and for obtaining independent advice when needed.

The Risk Disclosure describes material categories of risk but cannot identify every possible event or consequence.

11. Availability and responsibility

The platform may be interrupted for maintenance, provider failures, market events, security action, or circumstances outside reasonable control. We do not promise uninterrupted, error-free, or continuously available service.

To the extent permitted by applicable law, ODEON KAPITAL AG is not responsible for indirect or consequential loss caused solely by market movement, third-party services, user devices, connectivity, unauthorized credential sharing, or instructions submitted by the user. Nothing in these Terms excludes rights or liability that cannot lawfully be excluded.

12. Suspension, closure, and outstanding obligations

Access may be limited, suspended, or terminated where reasonably necessary for security, verification, legal compliance, prohibited conduct, material breach, provider restrictions, or protection of users and the platform.

You may request account closure through support. Positions, pending transactions, advances, fees, reserved funds, investigations, and record-retention obligations may need to be resolved before closure or final withdrawal.

13. Changes to these Terms

Revised Terms are assigned a new version and effective date. Material changes that require acceptance are presented through the legal-acceptance flow before continued access to protected services.

14. Applicable terms and dispute rights

Jurisdiction-specific rights, governing-law provisions, and dispute procedures may be stated in an applicable account agreement or product offer. Mandatory rights available under applicable law are not limited by this section.

This public version does not impose an arbitration forum or exclusive venue that has not been separately agreed.